Stephanie Warm, LCSW


Rates & Insurance

$130.00 per 55-minute session. I can offer a sliding scale fee, if needed.
I am in-network with Horizon BCBS (and various affiliated plans / Blue Cross / Blue Shield / Blue Card / Empire BCBS), Aetna, Amerihealth, Magellan, Cigna, QualCare, MagnaCare, United/Oxford/Optum, Humana, Medicare, and some of the Medicare Advantage Plans. I am not in-network with any EAP plans. 
I encourage you to find out your mental health benefits, to include:
  • If you are in-network, your in-network deductible, and amount of co-pay or co-insurance upon reaching the deductible.
  • If you are out-of-network, your out-of-network deductible and the percentage at which you will be reimbursed upon reaching this deductible
  • Insurance coverage specific to telehealth (to include, if costs are being waived during the pandemic)
I usually use IvyPay, a HIPAA-compliant "app". You supply your credit card information during our first session, and then I will charge you through the app at the end of each session. You then receive a text confirmation. Note that the app does not actually supply me directly with your credit card information. However, if you are more comfortable with check (or cash), that is fine. I do not use PayPal.
Cancellation Policy
I expect you to notify me at least 24 hours in advance if you wish to cancel your appointment. Otherwise, and especially if you "no-show", I will charge a $50.00 cancellation fee (or, if you pay a sliding scale fee that is lower than $50.00, I will charge you the designated amount). However, there is some flexibility in my policy, so we can discuss your particular circumstances. We may be able to re-schedule for the same week. 
Contacting me:
Please email me ( or call me (201-919-5596). 

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